BUSINESS INSURANCE IN ILLINOIS
Being a business owner is not an easy task. You face many problems and risks on the daily basis. To protect yourself and your business from these unwanted risks, it is best to have proper insurance coverage. Business insurance can protect you and your wallet from many unwanted accidents. Even though in some states business insurance is not mandatory, it is recommended that coverage is obtained in case of a loss that can destroy you and your business financially. Here is a short recap of what business risks can be covered in Illinois:
- General Liability: Protects you and your business in case of claims involving bodily injuries and property damages resulting from your services, operations or products.
- Business Property: Protects your buildings and contents of the buildings, such as tools, in case of a claim, fire, theft. It also protects against the loss of income if you’re out of business.
- Professional Liability: Protects you in case of a lawsuit arising from your mistake or error in service that causes the client to a financial loss.
- Worker’s Compensation: Protects you and your employees from injuries that happen on the job.
- Directors’ and Officers’ Liability: Protects the directors and officers against claims for wrongful acts.
- Commercial Vehicles: Protects your fleet just as a personal auto insurance would but often for lower price.
- Employment Practices: Protects you against claims by your employees when their legal rights have been violated.
- Technology and Cyber Liability: Protects you against a cyberattack.
- Group Health: Health plan for you and your employees. The member of group health usually have cheaper insurance because the insurer’s risk is spread across a group of policyholders.
We offer a wide range of business products for your business to run smoothly
Listed below are some of our most popular policies in Illinois. To find out more about each business policy, click on the link below. If the insurance product that you are looking for is not listed, please make sure to contact us. We have all the insurance coverages available in the market.